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Explore investment growth with regular contributions, annual charges and inflation assumptions. Returns are not guaranteed.
Last reviewed
Projected investment value
£100,624.63
Returns, charges, inflation and contributions remain constant. Negative annual returns can be entered to explore losses.
An assumed effective annual return is reduced by an annual percentage charge. The equivalent monthly factor grows the balance before each month-end contribution; inflation discounts the final value.
Initial investment (£): 10000; Monthly investment (£): 200; Assumed annual return (%): 5; Years: 20; Annual charge (%): 0.5; Annual inflation (%): 2
Projected investment value: £100,624.63
The result depends on the following. If any of them do not match your situation, treat the figure as indicative only.
An assumed effective annual return is reduced by an annual percentage charge. The equivalent monthly factor grows the balance before each month-end contribution; inflation discounts the final value.
Inputs are processed locally. Displayed amounts are rounded; the calculation retains precision.
Yes. A negative return or charges exceeding growth can leave the final balance below your contributions.
It expresses the projected balance in starting-date purchasing power using your constant inflation assumption.
Please note: Results are estimates for general information only and are not financial, tax or legal advice. Figures depend on the assumptions listed on each page and on your personal circumstances.
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